{"id":7869,"date":"2024-03-15T14:45:57","date_gmt":"2024-03-15T13:45:57","guid":{"rendered":"https:\/\/www.kotax.com\/farm-forestry\/public-liability-insurance-for-hunters\/explanations-and-important-notes\/"},"modified":"2024-03-15T14:46:00","modified_gmt":"2024-03-15T13:46:00","slug":"explanations-and-important-notes","status":"publish","type":"page","link":"https:\/\/www.kotax.com\/en\/our-solutions\/farm-forestry\/public-liability-insurance-for-hunters\/explanations-and-important-notes\/","title":{"rendered":"Explanations and important notes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7869\" class=\"elementor elementor-7869 elementor-5597\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c770e4c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c770e4c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dc3e5a\" data-id=\"3dc3e5a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b964768 elementor-widget elementor-widget-heading\" data-id=\"b964768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">KOTAX hunting liability insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-title-color=\"#666666\" class=\"elementor-element elementor-element-6b9887d elementor-widget elementor-widget-heading\" data-id=\"6b9887d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Declarations and important information - Pre-contractual duty of disclosure<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d076fd7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d076fd7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ea365e7\" data-id=\"ea365e7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b5e3f4 elementor-widget elementor-widget-text-editor\" data-id=\"7b5e3f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Notification pursuant to \u00a7 19 para. 5WG on the consequences of a breach of the statutory duty of disclosure<\/h4>\n<p>To enable us to examine your insurance application properly, it is necessary that you answer the enclosed questions truthfully and completely. <strong>Circumstances to which you attach only minor importance must also be stated.<br \/><\/strong>Please note that you will jeopardize your insurance cover if you provide incorrect or incomplete information. Further details on the<\/p>\n<p><strong>The consequences of a breach of the duty of disclosure can be found in the following information.<\/strong><\/p>\n<p><strong>What are the pre-contractual disclosure obligations?<br \/><\/strong>Until you submit your contractual declaration, you are obliged to truthfully and fully disclose all risk-related circumstances known to you which we have asked about in text form. If we ask about risk-related circumstances in text form after your contract declaration but before accepting the contract, you are also obliged to notify us in this respect.<\/p>\n<h4>1. withdrawal and discontinuation of insurance cover<\/h4>\n<p><strong>What consequences can occur if a pre-contractual duty of disclosure is breached?<br \/><\/strong>If you breach the pre-contractual duty of disclosure, we may withdraw from the contract. This does not apply if you can prove that neither intent nor gross negligence is involved. In the event of a grossly negligent breach of the duty of disclosure, we shall have no right of rescission if we would have concluded the contract even if we had been aware of the undisclosed circumstances, albeit on different terms.<br \/>There is no insurance cover in the event of withdrawal. If we declare our withdrawal after the occurrence of an insured event, we shall nevertheless remain obliged to pay benefits if<\/p>\n<p>you can prove that the circumstance not stated or not stated correctly<\/p>\n<ul>\n<li>neither for the occurrence or determination of the insured event<\/li>\n<li><span style=\"font-size: 16px;\">nor for the determination or the scope of our obligation to perform<\/span><\/li>\n<\/ul>\n<p>was the cause. However, our obligation to pay benefits does not apply if you have fraudulently breached the duty of disclosure. In the event of withdrawal, we shall be entitled to the portion of the premium corresponding to the contractual period that has expired by the time the declaration of withdrawal takes effect.<\/p>\n<h4>2. termination<\/h4>\n<p>If we cannot withdraw from the contract because you have merely breached the pre-contractual duty of disclosure through simple negligence or without fault, we can terminate the contract subject to a notice period of one month.  <br \/>Our right of termination is excluded if we would have concluded the contract even if we had been aware of the undisclosed circumstances, albeit on different terms.<\/p>\n<h4>3. contract amendment<\/h4>\n<p>If we cannot withdraw from or terminate the contract because we would have concluded the contract even if we had been aware of the undisclosed risk circumstances, albeit under different conditions, the other conditions shall become part of the contract at our request. If you have negligently breached the duty of disclosure, the other conditions will retroactively become part of the contract. If you have culpably breached the duty of disclosure, the other conditions will only become part of the contract from the current insurance period.<br \/>If the change to the contract increases the premium by more than 10% or if we exclude the risk cover for the undisclosed circumstance, you can terminate the contract without notice within one month of receiving our notification of the change to the contract. We will inform you of this right in our communication.<\/p>\n<h4>4 Exercise of our rights<\/h4>\n<p>We can only assert our rights to withdraw from, terminate or amend the contract in writing within one month. The period shall commence at the time at which we become aware of the breach of the duty of disclosure which justifies the right asserted by us. When exercising our rights, we must state the circumstances on which we base our declaration. We may subsequently state further circumstances to justify this if the deadline in sentence 1 has not expired. We may not invoke the rights to withdraw from, terminate or amend the contract if we were aware of the undisclosed risk circumstance or the inaccuracy of the notification. Our rights to withdraw from, terminate and amend the contract shall expire five years after conclusion of the contract. This does not apply to insured events that occurred before the expiry of this period. The period is ten years if you have deliberately or fraudulently breached the duty of disclosure.<\/p>\n<h4>5. substitution by another person<\/h4>\n<p>If you are represented by another person when concluding the contract, the knowledge and fraudulent intent of your representative as well as your own knowledge and fraudulent intent must be taken into account with regard to the duty of disclosure, withdrawal, termination, retroactive amendment of the contract and the preclusive period for exercising our rights. You can only claim that the duty of disclosure has not been breached intentionally or through gross negligence if neither your representative nor you are guilty of intent or gross negligence.<\/p>\n<hr>\n<h4>Information on data processing and your rights under the General Data Protection Regulation (GDPR)<\/h4>\n<p>In accordance with Art. 13 GDPR, we would like to provide you with information on data processing. The controller responsible for data processing is Gothaer Allgemeine Versicherung AG, Gothaer Allee 1, 50969 Cologne, Germany, e-mail: <a href=\"mailto:info@gothaer.de\">info@gothaer.de.<\/a> All further information in accordance with Art. 13 GDPR can be found in the corresponding information sheet, which is attached to this application. In particular, this contains information on how to contact the data protection officer, the purpose and legal basis of data processing, the recipients of personal data, the storage period, your rights as a data subject and any automated decision-making that may be used. The current version of the information sheet can also be found at <a href=\"https:\/\/www.gothaer.de\/datenschutz\" target=\"_blank\" rel=\"noopener\">www.gothaer.de\/datenschutz.<\/a><\/p>\n<h4>Contribution equalization<\/h4>\n<p>The possibility of a contribution adjustment pursuant to para. Reference is made to Section 15 of the General Insurance Conditions for Liability Insurance (AHB).<\/p>\n<h4>New and replacement insurance<\/h4>\n<p>n the case of new insurance policies and supplements that extend the insurance cover, the insurance cover comes into force after immediate payment of the full redemption premium on the agreed commencement date, but not before the date stated in the insurance policy.<\/p>\n<h4>Other notes<\/h4>\n<p>There are no separate fees or costs for the inclusion of the application.<br \/>Return fees from SEPA direct debits and costs of a dunning procedure will be claimed.<\/p>\n<h4>Notification in the event of a claim<\/h4>\n<p>Report the damage immediately to your personal advisor or report the damage to Gothaer Allgemeine Versicherung AG, 50598 Cologne, telephone 0551 701-54267 or fax 0551 701-964267 and ensure that the damage is minimized as far as possible. Please also notify the police immediately in the event of damage caused by burglary, vandalism, robbery, loss of insured property or willful damage.<\/p>\n<h4>Contact person\/supervisory authority\/arbitration board<\/h4>\n<p>Please refer to the insurance policy\/addendum to the insurance policy or the relevant correspondence letter for your contact person. The supervisory authorities and the arbitration boards for the out-of-court settlement of disputes can be found in the customer information provided to you before submitting your application.<\/p>\n<h4>Contractual bases<\/h4>\n<p>The mutual rights and obligations are governed by this application, a copy of which will be given to me upon submission of the application, any written declarations made in this regard, the statutory provisions of the Federal Republic of Germany and the aforementioned insurance conditions and customer information, which I received for inspection before submitting the application. Verbal collateral agreements are invalid.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22af064 elementor-widget elementor-widget-text-editor\" data-id=\"22af064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Cancellation policy<\/h3>\n<h4>Right of withdrawal<\/h4>\n<p>You can revoke your contractual declarations in text form (e.g. letter, fax, e-mail) within 14 days without giving reasons. The period begins after you have received the insurance policy, the contractual provisions including our General Terms and Conditions of Insurance, the further information in accordance with \u00a7 7 para. 1 and 2 of the German Insurance Contract Act (WG) in conjunction with Sections 1 to 4 of the WG Information Obligations Ordinance and have received this instruction in text form, but in the case of contracts in electronic correspondence not before fulfilling our obligations pursuant to Section 312i (1) sentence 1 of the German Civil Code in conjunction with Article 246c of the Introductory Act to the German Civil Code. Timely dispatch of the revocation is sufficient to comply with the revocation period. The revocation is to be sent to: Gothaer Allgemeine Versicherung AG, Gothaer Allee 1, 50969 Cologne, Germany<\/p>\n<h4>Consequences of revocation<\/h4>\n<p>In the event of effective revocation, your insurance cover will end and we will refund the portion of the premiums attributable to the period after receipt of the revocation if you have agreed that the insurance cover will begin before the end of the revocation period. In this case, we may retain the part of your premium that is attributable to the period up to receipt of the revocation; this is an amount of 1\/360 of the premium payable by you for one year per day.  <br \/>The reimbursement of repayable contributions will be made immediately, at the latest 30 days after receipt of the revocation. If the insurance cover does not begin before the end of the revocation period, the effective revocation has the consequence that any benefits received must be returned and any benefits derived (e.g. interest) must be surrendered.<\/p>\n<h4>Special notes<\/h4>\n<p>Your right of withdrawal expires if the contract has been completely fulfilled by both you and us at your express request before you have exercised your right of withdrawal. The right of withdrawal does not apply to contracts with a term of less than one month. If provisional cover has been granted, this shall end upon receipt of the revocation by us.<\/p>\n<p>End of the withdrawal policy.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b44499 elementor-widget elementor-widget-text-editor\" data-id=\"7b44499\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Society<\/h4>\n<p><strong>Gothaer Allgemeine Versicherung AG<br \/><\/strong>Registered office: Gothaer Allee 1, 50969 Cologne (address)<br \/>Supervisory Board: Prof. Dr. Werner G\u00f6rg (Chairman)<br \/>Management Board: Dr. Christopher Lohmann (Chairman), Oliver Br\u00fc\u00df, Dr. Mathias B\u00fchring-Uhle<\/p>\n<p>Postal address: 50598 Cologne<br \/>Legal form: stock corporation<br \/>Register court: Cologne Local Court, HRB 21433<br \/>VAT ID: DE 122786654<br \/>VersSt-Nr.: 810N90810004206<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d290de elementor-widget elementor-widget-heading\" data-id=\"7d290de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Reorganization contract hunting liability 04.2018<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e41c740\" data-id=\"e41c740\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf0ccbf elementor-widget elementor-widget-template\" data-id=\"cf0ccbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"3377\" class=\"elementor elementor-3377 elementor-924 elementor-924\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73f021a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73f021a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ffbe574\" data-id=\"ffbe574\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-230930b elementor-widget elementor-widget-heading\" data-id=\"230930b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contact service<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0d7c032 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d7c032\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5fba979\" data-id=\"5fba979\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7753932 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7753932\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.kotax.com\/en\/#request\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM94 416c-7.033 0-13.057-4.873-14.616-11.627l-14.998-65a15 15 0 0 1 8.707-17.16l69.998-29.999a15 15 0 0 1 17.518 4.289l30.997 37.885c48.944-22.963 88.297-62.858 110.781-110.78l-37.886-30.997a15.001 15.001 0 0 1-4.289-17.518l30-69.998a15 15 0 0 1 17.16-8.707l65 14.998A14.997 14.997 0 0 1 384 126c0 160.292-129.945 290-290 290z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e694194\" data-id=\"e694194\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd233e4 elementor-widget elementor-widget-heading\" data-id=\"bd233e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.kotax.com\/en\/#request\">RETURN SERVICE<br>\nWe will call you back and advise you individually on your questions.<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d18a77 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7d18a77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca7b1b6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca7b1b6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-54ff20a\" data-id=\"54ff20a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be64564 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"be64564\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/www.kotax.com\/en\/#request\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zM178.117 262.104C87.429 196.287 88.353 196.121 64 177.167V152c0-13.255 10.745-24 24-24h272c13.255 0 24 10.745 24 24v25.167c-24.371 18.969-23.434 19.124-114.117 84.938-10.5 7.655-31.392 26.12-45.883 25.894-14.503.218-35.367-18.227-45.883-25.895zM384 217.775V360c0 13.255-10.745 24-24 24H88c-13.255 0-24-10.745-24-24V217.775c13.958 10.794 33.329 25.236 95.303 70.214 14.162 10.341 37.975 32.145 64.694 32.01 26.887.134 51.037-22.041 64.72-32.025 61.958-44.965 81.325-59.406 95.283-70.199z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1f40f19\" data-id=\"1f40f19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7d21b3 elementor-widget elementor-widget-heading\" data-id=\"d7d21b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.kotax.com\/en\/#request\">E-MAIL INQUIRY<br>\nWrite us a message and we will reply immediately.<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>KOTAX hunting liability insurance Declarations and important information &#8211; Pre-contractual duty of disclosure Notification pursuant to \u00a7 19 para. 5WG on the consequences of a breach of the statutory duty of disclosure To enable us to examine your insurance application properly, it is necessary that you answer the enclosed questions truthfully and completely. 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